Insights - Dominion Financial Advisors

Retirement Planning

Cash Balance Plans for Small Business Owners: The High‑Impact Strategy for Maximizing Retirement Savings

Jun 26, 2026 Paul Williams 0 Comment

A clear, practical guide to the cash balance plan for small business owners and high‑earning professionals. Learn how cash balance plans work, their advantages and limitations, and when this advanced retirement strategy makes sense.

Retirement Planning

The Solo 401(k) for Small Business Owners: Maximum Flexibility and Maximum Savings for 1099 Earners

Jun 26, 2026 Paul Williams 0 Comment

A clear, practical guide to the Solo 401(k) for small business owners and 1099 earners. Learn how Solo 401(k)s work, their advantages and limitations, and when a Solo 401(k) is the right retirement plan for your business.

Retirement Planning

The SIMPLE IRA for Small Business Owners: A Straightforward Retirement Plan for Growing Teams

Jun 26, 2026 Paul Williams 0 Comment

A clear, practical guide to the SIMPLE IRA for small business owners and 1099 earners. Learn how SIMPLE IRAs work, their advantages and limitations, and when a SIMPLE IRA is the right retirement plan for your business.

Retirement Planning

SEP IRAs for Small Business Owners: The Simple, Flexible Option for 1099 Earners and Solo Practices

Jun 26, 2026 Paul Williams 0 Comment

A clear, practical guide to the SEP IRA for small business owners and 1099 earners. Learn how SEP IRAs work, their advantages and limitations, and when a SEP IRA is the right retirement plan for your business.

Income Taxes Retirement Planning

Traditional IRA vs Roth IRA: How to Make the Right Choice for Both Versions of You

Jun 22, 2026 Paul Williams 0 Comment

Choosing between a Traditional and Roth IRA isn’t just about tax brackets — it’s about timing. Learn how each account works, how to compare them, and how to choose the option that fits both your current and future financial self.

Investment Management

Asset Allocation vs. Asset Location: The Two Decisions That Shape Your Long‑Term Results

Jun 15, 2026 Paul Williams 0 Comment

Investment Management

Understanding Value Investing

Jun 8, 2026 Paul Williams 0 Comment

Retirement Planning

Choosing the Right Retirement Plan: Options for Business Owners and CRE Brokers

Jun 1, 2026 Paul Williams 0 Comment

SEP IRA, SIMPLE IRA, Solo 401(k), and Cash Balance Plans are key retirement plan options for business owners and CRE brokers.

Charitable Giving Estate Planning Financial Planning

How to Choose a Charity the Right Way: A Practical Guide for Thoughtful Givers

May 26, 2026 Paul Williams 0 Comment

Whether you’re making a one‑time gift in memory of a loved one or building a long‑term charitable plan through your estate, the process is the same: start with clarity, verify the organization, and match the gift to the mission.

Charitable Giving Income Taxes Retirement Planning

Qualified Charitable Distributions: A Tax‑Smart Way for You to Give in Retirement

May 19, 2026 Paul Williams 0 Comment

Qualified Charitable Distributions let you give to charity tax‑free, avoid increasing taxable income, and satisfy RMDs. Here’s how QCDs work and how they can strengthen your retirement and tax plan.