Paul Williams, Author at Dominion Financial Advisors

Should You Rely on Employer Life Insurance or Buy Your Own?

Oct 26, 2026 Paul Williams 0 Comment

Having the right amount of life insurance protects your family--and employer life insurance coverage may not be sufficient.

Voluntary Benefits You Should Review During Open Enrollment

Oct 19, 2026 Paul Williams 0 Comment

Voluntary benefits can help fill gaps in your financial plan. Here’s how to evaluate disability, legal plans, identity protection, and when supplemental insurance is actually worth it.

How to Choose the Right Health Insurance Plan During Open Enrollment

Oct 12, 2026 Paul Williams 0 Comment

Choose the right health insurance plan during open enrollment.

HSA vs FSA: Which One Should You Choose for 2027?

Oct 5, 2026 Paul Williams 0 Comment

HSAs, healthcare FSAs, and dependent care FSAs all offer tax‑free dollars. Here’s how to choose the right option for 2027 based on your plan and needs.

Estate Planning

Give While You Live: How Smart Giving Can Reduce Future Estate Taxes

Sep 28, 2026 Paul Williams 0 Comment

Learn how gift tax and estate tax rules work in 2026, including the annual exclusion, lifetime exemption, and how smart giving can reduce future estate taxes.

Estate Planning Insurance

How Life Insurance Helps Your Estate Transfer Smoothly: Liquidity, Taxes, and Multi‑Generational Planning

Sep 21, 2026 Paul Williams 0 Comment

Life insurance can provide liquidity for estate taxes and help assets transfer smoothly. Learn how insurance supports multi‑generational estate planning.

Estate Planning

If You’re Unable to Act, Who Steps In? The Role of Power of Attorney in Your Estate Plan

Sep 14, 2026 Paul Williams 0 Comment

A Power of Attorney determines who can act for you if you can’t. Learn how POAs work, why they matter, and how to integrate them into your estate plan.

Estate Planning

Who Really Inherits Your Accounts When You Die? Understanding Beneficiary Designations in Your Estate Plan

Sep 7, 2026 Paul Williams 0 Comment

Learn how beneficiary designations determine who inherits your accounts, why they override your will, and how to manage them within your estate plan.

Education Planning Retirement Planning

Can You Use Retirement Accounts to Pay for College?

Aug 31, 2026 Paul Williams 0 Comment

A clear guide to using retirement accounts to pay for college, including Roth IRAs, traditional IRAs, 401(k)s, taxes, penalties, and smarter alternatives.

Education Planning Income Taxes

Reduce the Cost of College with College Tax Credits

Aug 24, 2026 Paul Williams 0 Comment

A clear guide to college tax credits, including the AOTC, Lifetime Learning Credit, and student loan interest deduction, to help reduce education costs.