Paul Williams, Author at Dominion Financial Advisors

Education Planning

The Best Ways to Save for College: A Clear Guide for Today’s Families

Aug 3, 2026 Paul Williams 0 Comment

Compare the best ways to save for college, including 529 plans, ESAs, custodial accounts, Roth IRAs, and other long‑term savings options.

Financial Planning

Herd Mentality: The Crowd Offers Comfort, but Structure Offers Clarity

Jul 27, 2026 Paul Williams 0 Comment

Herd mentality can quietly influence financial decisions. Understand why the crowd feels comforting but how structure brings clarity and confidence.

Financial Planning Investment Management

The Problem With Using the Past to Make Financial Decisions

Jul 20, 2026 Paul Williams 0 Comment

Move forward instead of over-considering the past in financial decisions.

Financial Planning Investment Management

The Disposition Effect: Why Investors Hold Losers and Sell Winners Too Soon

Jul 13, 2026 Paul Williams 0 Comment

The disposition effect leads investors to sell winning investments too quickly and hold losing ones too long.

Financial Planning Investment Management

Overconfidence in Investing: Understanding the Bias That Quietly Shapes Financial Decisions

Jul 2, 2026 Paul Williams 0 Comment

How overconfidence in investing often influences financial decisions, and how a structured planning system helps investors stay grounded and make better long‑term choices.

Investment Management

IPOs Are Everywhere in the News—But The IPO Performance Story Is Very Different

Jun 29, 2026 Paul Williams 0 Comment

How IPOs work, why newly public companies often underperform, how index funds may be required to buy them anyway, and why rules‑based managers like Avantis delay IPO inclusion to protect long‑term investors.

Retirement Planning

Cash Balance Plans for Small Business Owners: The High‑Impact Strategy for Maximizing Retirement Savings

Jun 26, 2026 Paul Williams 0 Comment

A clear, practical guide to the cash balance plan for small business owners and high‑earning professionals. Learn how cash balance plans work, their advantages and limitations, and when this advanced retirement strategy makes sense.

Retirement Planning

The Solo 401(k) for Small Business Owners: Maximum Flexibility and Maximum Savings for 1099 Earners

Jun 26, 2026 Paul Williams 0 Comment

A clear, practical guide to the Solo 401(k) for small business owners and 1099 earners. Learn how Solo 401(k)s work, their advantages and limitations, and when a Solo 401(k) is the right retirement plan for your business.

Retirement Planning

The SIMPLE IRA for Small Business Owners: A Straightforward Retirement Plan for Growing Teams

Jun 26, 2026 Paul Williams 0 Comment

A clear, practical guide to the SIMPLE IRA for small business owners and 1099 earners. Learn how SIMPLE IRAs work, their advantages and limitations, and when a SIMPLE IRA is the right retirement plan for your business.

Retirement Planning

SEP IRAs for Small Business Owners: The Simple, Flexible Option for 1099 Earners and Solo Practices

Jun 26, 2026 Paul Williams 0 Comment

A clear, practical guide to the SEP IRA for small business owners and 1099 earners. Learn how SEP IRAs work, their advantages and limitations, and when a SEP IRA is the right retirement plan for your business.