Paul Williams, Author at Dominion Financial Advisors

Estate Planning

If You’re Unable to Act, Who Steps In? The Role of Power of Attorney in Your Estate Plan

Sep 14, 2026 Paul Williams 0 Comment

A Power of Attorney determines who can act for you if you can’t. Learn how POAs work, why they matter, and how to integrate them into your estate plan.

Estate Planning

Who Really Inherits Your Accounts When You Die? Understanding Beneficiary Designations in Your Estate Plan

Sep 7, 2026 Paul Williams 0 Comment

Learn how beneficiary designations determine who inherits your accounts, why they override your will, and how to manage them within your estate plan.

Education Planning Retirement Planning

Can You Use Retirement Accounts to Pay for College?

Aug 31, 2026 Paul Williams 0 Comment

A clear guide to using retirement accounts to pay for college, including Roth IRAs, traditional IRAs, 401(k)s, taxes, penalties, and smarter alternatives.

Education Planning Income Taxes

Reduce the Cost of College with College Tax Credits

Aug 24, 2026 Paul Williams 0 Comment

A clear guide to college tax credits, including the AOTC, Lifetime Learning Credit, and student loan interest deduction, to help reduce education costs.

Cash Management Education Planning

Understanding Student Loans: How to Make Borrowing and Repayment Work for You

Aug 17, 2026 Paul Williams 0 Comment

Understanding student loans—repayment strategies, forgiveness planning, loan options, and how to borrow responsibly.

Education Planning

The Financial Impact of College Choice: How to Choose a College Based on Cost

Aug 10, 2026 Paul Williams 0 Comment

Learn how to choose a college based on cost—tuition differences, debt risks, persistence challenges, and long‑term financial outcomes.

Education Planning

The Best Ways to Save for College: A Clear Guide for Today’s Families

Aug 3, 2026 Paul Williams 0 Comment

Compare the best ways to save for college, including 529 plans, ESAs, custodial accounts, Roth IRAs, and other long‑term savings options.

Financial Planning

Herd Mentality: The Crowd Offers Comfort, but Structure Offers Clarity

Jul 27, 2026 Paul Williams 0 Comment

Herd mentality can quietly influence financial decisions. Understand why the crowd feels comforting but how structure brings clarity and confidence.

Financial Planning Investment Management

The Problem With Using the Past to Make Financial Decisions

Jul 20, 2026 Paul Williams 0 Comment

Move forward instead of over-considering the past in financial decisions.

Financial Planning Investment Management

The Disposition Effect: Why Investors Hold Losers and Sell Winners Too Soon

Jul 13, 2026 Paul Williams 0 Comment

The disposition effect leads investors to sell winning investments too quickly and hold losing ones too long.