Financial Planning Process and Fees

Our planning and investment fees reflect the clarity, structure, and ongoing guidance we provide as we help you design and maintain the financial engine behind your life.

If you are interested in working with us, the first step is for you to schedule an initial consultation. This is a free, 30-minute consultation where we will both learn more about each other and our process of working together. If so, we’ll have a discovery meeting where we dig a little deeper and understand each other before deciding to work together. At the end of this meeting, we will both know whether we’re a good fit for each other and whether there’s an opportunity to move forward with financial planning.

We offer three services: Foundational Planning, Sustaining Planning, and Investment Management.

	Foundational Planning	Sustaining Planning	Investment Management
What is it?	Start here. This is the first phase in our financial planning process. At the end of this process, you will receive a written financial plan that is based on the information you have provided, the goals we have discussed, and the learnings and decisions we have made over the course of the Foundational Planning process.	This is an ongoing arrangement where we collaborate to implement your financial plan, review your progress, adjust your plan as needed, and discuss any new financial goals or life changes. We will monitor the plan, recommend any appropriate changes and ensure the plan is up-to-date as your situation, goals, and objectives evolve.	At your option, if you are a Sustaining Planning client, you may choose to have us manage your investments.
How long does it take?	Typically 2-3 months.	This is an annual engagement.	Ongoing.
How many meetings will we have?	Typically 3-6 meetings.	Typically 1-4 meetings.	Included in the Sustaining Planning meetings.
Will you implement the financial planning recommendations?	No. This is a one-time plan that does not include implementation of any services or ongoing monitoring of the plan.	Yes, in collaboration with you.	Yes, in collaboration with you.
How much does it cost?	Fees range from $3,000 to $14,000. The fee is specific to each Client and is dependent upon variables including the specific needs of the Client, complexity, estimated time, research, and resources required to provide services to you, among other factors we deem relevant. You will know your specific fee before you sign an advisory agreement.	Fees are paid monthly in advance, ranging from $3,000 to $14,000 per year. The fee is specific to each Client and is dependent upon variables including the specific needs of the Client, complexity, estimated time, research, and resources required to provide services to you, among other factors we deem relevant. You will know your specific fee before you sign an advisory agreement.	We charge 0.40% of assets under management for Investment Management Services. Additionally, we charge an administrative fee of $250 per year per managed account.