Investment Management
As an optional service, we provide investment management for our Sustaining Planning clients.
We manage investments on a discretionary basis within parameters that we work together to establish in your investment policy statement, or IPS. Your IPS is unique to you. It is a guiding document that we will use to choose investments going forward as part of our investment management program. It is a framework for your personal investment portfolio. Establishing an initial IPS is a key part of your Foundational Plan. If you are a Sustaining Planning client, we will revisit your IPS as needed. We will update it to account for new circumstances, goals, and other changes in your financial plan.
While your IPS is tailored to your needs, it will incorporate our investing philosophy. This is rooted in using a portfolio of low-cost, index and/or rules-based exchange-traded funds (ETFs) and mutual funds as the basis of your portfolio. We tailor specific portfolios for each client while using our basic investing approach.
Charles Schwab & Co., Inc., is our custodian. That means that we do not hold your investments in our accounts. Instead, they will be held by Schwab. This provides an extra layer of protection for you.
Schedule a consultation or contact us to find out how we can help you with financial planning and wealth management, including investment management.